Looking for the best commercial vehicles for small businesses in India? Check our top 5 picks for 2025 with prices, mileage, payload capacity, EMI options, and financing schemes.
Commercial vehicles are the backbone of small businesses — from transporting goods to offering last-mile delivery solutions. The right vehicle can improve efficiency, reduce operating costs, and increase profits.
In India, the light commercial vehicle (LCV) segment has grown rapidly thanks to e-commerce, urban logistics, and government support for small entrepreneurs. With multiple options in the market, small business owners can choose vehicles that balance affordability, performance, and maintenance costs.
In this guide, we’ll explore the top 5 commercial vehicles in India for small businesses in 2025, along with financing tips, EMI calculations, and case studies.
1. Tata Ace Gold – India’s “Chhota Hathi”
Why it’s great for small businesses:
The Tata Ace Gold is India’s most popular small truck, ideal for grocery delivery, FMCG distribution, and local logistics.
Specifications:
- Engine: 2-cylinder diesel
- Power: 20–26 HP
- Payload Capacity: 750–900 kg
- Mileage: 18–22 km/l
- Price Range: ₹5.99 – ₹6.49 lakh (ex-showroom)
Finance Example:
- On-road price: ₹6.5 lakh
- Down payment: ₹1 lakh
- Loan: ₹5.5 lakh @ 10.5% for 4 years
- EMI ≈ ₹14,100/month
Sub-variants: Petrol, diesel, and CNG options are available.
📌 Internal Link Suggestion: [Tata Ace Gold EMI Calculator & Loan Schemes]
2. Mahindra Supro Profit Truck Mini
Why it’s great:
The Mahindra Supro Profit Truck Mini is designed for high fuel efficiency and strong payload performance, making it ideal for urban and rural goods transport.
Specifications:
- Engine: 909 cc diesel
- Power: 26 HP
- Payload Capacity: 850 kg
- Mileage: 21–23 km/l
- Price Range: ₹6.35 – ₹6.75 lakh
Finance Tip: Mahindra Finance offers seasonal low-interest loan schemes for rural customers.
3. Ashok Leyland Dost+
Why it’s great:
The Dost+ offers the durability of a large truck in a compact design. Perfect for heavy-duty tasks while still being cost-efficient.
Specifications:
- Engine: 1.5L diesel
- Power: 80 HP
- Payload Capacity: 1,500 kg
- Mileage: 17–19 km/l
- Price Range: ₹7.75 – ₹8.25 lakh
Finance Example:
- Loan tenure: 5 years
- EMI starts from ₹15,800/month
4. Piaggio Ape Xtra LDX CNG
Why it’s great:
An eco-friendly three-wheeler cargo option, perfect for city deliveries and narrow lanes.
Specifications:
- Engine: 230 cc CNG
- Power: 10 HP
- Payload Capacity: 500–550 kg
- Mileage: 28–30 km/kg CNG
- Price Range: ₹3.5 – ₹3.75 lakh
Business Use: Ideal for vegetable vendors, e-commerce delivery, and short-haul goods transport.
5. Bajaj Maxima Cargo
Why it’s great:
The Bajaj Maxima Cargo offers unmatched mileage and easy maintenance for small business owners.
Specifications:
- Engine: 236 cc CNG or diesel
- Power: 10–12 HP
- Payload Capacity: 450–500 kg
- Mileage: 29–31 km/kg (CNG)
- Price Range: ₹2.9 – ₹3.2 lakh
Bonus: Low insurance premiums and high resale value.
Best Mileage Commercial Vehicles in India 2025
If mileage is your priority, here are the top performers:
- Piaggio Ape Xtra LDX CNG – 30 km/kg
- Bajaj Maxima Cargo – 31 km/kg
- Mahindra Supro Profit Truck Mini – 23 km/l
Electric Commercial Vehicles in India
Electric options are gaining popularity due to low running costs and zero emissions:
- Tata Ace EV – 154 km range, fast charging
- Mahindra Treo Zor – 125 km range
- Euler HiLoad EV – 151 km range
Commercial Vehicle Loan Interest Rate
Loan rates range from 9%–14% p.a. based on credit history, business profile, and lender type (bank vs NBFC).
Zero Down Payment Commercial Vehicle Scheme
Several NBFCs like Tata Motors Finance and Mahindra Finance offer zero down payment schemes for existing customers with good repayment history.
Commercial Vehicle Resale Value India
Tata Ace Gold and Mahindra Supro models retain 60–70% resale value after 3–4 years due to high demand in the used market.
Best Financing Options for Commercial Vehicles
Top lenders:
- SBI Commercial Vehicle Loan
- HDFC Bank CV Finance
- Mahindra Finance
- Shriram Transport Finance
Case Study – How Ramesh Expanded His Grocery Delivery Business
Ramesh Kumar from Jaipur purchased a Tata Ace Gold on EMI in 2022. His monthly revenue grew from ₹50,000 to ₹1.2 lakh after expanding his delivery reach. By 2024, he owned three Tata Ace Golds and cleared all loans early.
FAQs – Commercial Vehicles for Small Businesses
Q1: Which is the best small commercial vehicle in India?
Tata Ace Gold is the most popular choice for small businesses.
Q2: What’s the cheapest commercial vehicle in India?
Bajaj Maxima Cargo and Piaggio Ape Xtra LDX CNG are budget-friendly options.
Q3: Do banks offer 100% finance on commercial vehicles?
Some lenders do under special schemes, especially for existing customers.
Q4: Which commercial vehicle has the best mileage?
Bajaj Maxima Cargo offers up to 31 km/kg in CNG mode.
Conclusion – Choosing the Right Commercial Vehicle in 2025
For small business owners, the choice of a commercial vehicle depends on:
- Business type & payload needs
- Fuel type & mileage
- Budget & financing availability
If you need heavy payload – go for Ashok Leyland Dost+.
If mileage matters most – pick Bajaj Maxima Cargo or Piaggio Ape CNG.
For an all-rounder – Tata Ace Gold remains unbeatable.